The power of interest.
Making banking better and easier.
Building your financial future one penny at a time
Savings and banking accounts
EFCI Financial Services offers all types of traditional banking accounts including savings accounts, high-interest savings accounts, debit cards, and checking accounts.
Home mortgages
If you need a home mortgage, EFCI Financial Services should be your first choice. We are able to offer exclusive rates to our customers and can work with a variety of qualified borrowers.
Investments
Whether you are interested in mutual funds, CDs, or IRAs, we have options that can make your money work for you.
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We help you bank your savings and grow your investments.
We invest in people's futures.

We have done our banking with EFCI Financial Services for years and have never been disappointed.
Jane Faber

There is no one else in Shelby Twp that I would trust with my financial future.
John Smith

Securing my first home mortgage in Shelby Twp was so much easier thanks to the broker at EFCI Financial Services.
Madelaine Taylor